Pricing & Payment | Cash-Pay Chiropractor Buford GA

Q: Can I use my HSA or FSA?

Yes. We accept HSA (Health Savings Account) and FSA (Flexible Spending Account) cards directly at point of service. Chiropractic care is an IRS-qualified medical expense. Your receipt and our itemized superbill document the visit appropriately for HSA/FSA records and any audit purposes.

We don't take insurance. Here's why.

Insurance reimbursement caps how much time a clinic can spend on you. It also dictates which treatments are covered. Most in-network chiros run 15-minute visits and pre-approved plans. We don't. New-patient evaluations are 60 minutes. Plans get revised every six visits based on how you respond. Direct pay. No insurance. No packages.

Pay how you want.

HSA & FSA cards

Health Savings Accounts and Flexible Spending Accounts. Chiropractic care is an IRS-qualified medical expense.

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All major credit cards

Visa, Mastercard, American Express, Discover.

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Cash & personal check

Old-school. Still works.

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Itemized superbill

Available through our ChiroHealth membership program. Submit to your insurance for out-of-network reimbursement.

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How most patients recover 40 to 80% of cost.

Most PPO plans reimburse out-of-network chiropractic costs to some degree. The amount varies dramatically by plan. Here's the four-step process most patients follow.

Call your insurance company before your first visit.

Ask: "What is my out-of-network chiropractic benefit?" Get the percentage they reimburse, your deductible, and any annual visit cap. The phone number is on the back of your insurance card. Takes 5 minutes. Most patients find out their plan covers more than they expected.

Pay for your visit at our office.

HSA, FSA, credit card, or cash. We process payment at the time of service.

Receive your itemized superbill.

We provide it at the end of every visit, paper or email. It includes ICD-10 diagnosis codes, CPT procedure codes, the practitioner's NPI, the date of service, and the amount paid. Everything your insurance needs to process the claim.

Submit the superbill to your insurance.

Most plans let you submit electronically through their patient portal. Some require a mailed claim form. The reimbursement check or direct deposit typically arrives within 2 to 4 weeks. Save the superbills, they also document HSA/FSA spending for tax purposes.

A note on math

Many patients find that after out-of-network reimbursement, the net cost of cash-pay care at our practice is comparable to, or only modestly more than, the in-network co-pay-plus-coverage path at a typical chiropractor. The difference: 60-minute visits, plans built for your case, and zero insurance-driven shortcuts.

About pricing & payment.

Why don't you take insurance?

Insurance reimbursement controls how much time a clinic can spend on you and which treatments get approved. We don't think that's how care should be decided. Going cash-pay lets us run 60-minute new-patient evaluations and build treatment plans around what your case actually needs. We accept HSA, FSA, all major credit cards, and cash. We offer itemized superbills through our ChiroHealth membership program so you can submit for out-of-network reimbursement on your own.

How much does a first visit cost?

A new-patient evaluation includes consultation, exam, imaging review when relevant, and your first treatment. Specific fees depend on the case complexity. Call (770) 614-6551 or use the contact form for an exact quote based on what you're coming in for. We'll tell you the cost up front before any treatment begins.

Can I use my HSA or FSA?

Yes. We accept HSA and FSA cards directly at point of service. Chiropractic care is an IRS-qualified medical expense. Your receipt and our itemized superbill document the visit appropriately for HSA/FSA records and any audit purposes.

What is a superbill and how does out-of-network reimbursement work?

A superbill is an itemized receipt with the diagnosis codes, procedure codes, and provider information your insurance company needs to process an out-of-network reimbursement claim. Members of our ChiroHealth program receive one each visit. You submit it directly to your insurance company. Many PPO plans reimburse 40 to 80 percent of out-of-network chiropractic costs depending on your plan's specifics; some plans reimburse less, some more. Call your insurance company before the visit and ask them what your out-of-network chiropractic benefit is, most patients are surprised by the answer.

What about Medicare patients?

Medicare has specific rules about chiropractic that limit coverage to spinal manipulation for specific diagnoses, and the reimbursement is low. We don't bill Medicare. Medicare patients pay for their visits directly using HSA, FSA, credit, or cash, and we provide documentation that complies with Medicare's record requirements. Patients can submit for any reimbursement available through their plan.

Do you offer payment plans?

For longer courses of care, such as a 20-session spinal decompression program, we can structure visit-by-visit payment so the cost is spread across the duration of treatment instead of paid up front. We don't sell pre-paid visit packages because we don't think you should commit to a visit count before we've evaluated you. You pay as you go.

What if I can't afford the full cost?

Tell us up front. We'd rather have an honest conversation about scope and pacing than have you start treatment you can't sustain. In some cases we can scale back the protocol or extend the timeline. In other cases the right move is a referral to a clinician whose pricing structure better fits your situation. We won't be offended.

We don't take insurance. Here's why.

Why cash-pay.

Time per visit, not time per code.

The plan matches your case.

No 60-visit packages.

23 years of practice.

No hidden fees. Quote first.

New-patient evaluation

Follow-up visits

Decompression course of care